Personal-Finance

Gold is Gold—Is Land Gold Too? In today’s fast-paced world, it’s worth asking: do we truly understand the best ways to invest our money? While the previous generation offers invaluable wisdom from their experiences, the context has changed dramatically. Just think—there were no mobile phones 20 years ago, and now we’re navigating the complexities of AI. The Evolution of Investment In India, a long-standing piece of advice has been to invest in real estate and gold....

The Middle Path: Savings vs. Consumption A famous story about the grasshopper and the ant is often told to children to extol the virtues of savings and hard work. The story goes like this: In a jungle, a grasshopper and an ant live as neighbors. The grasshopper believes in enjoying life and living in the moment, while the ant plans and prepares for the future. During the summer months, the grasshopper spends time singing, dancing, and enjoying life, while the ant works diligently to store food for the winter....

Introduction This question has popped up multiple times on the internet and social conversations. Is home an asset or liability? You may have also thought about this question at some point of time. If you have read Rich Dad Poor Dad, Robert Kiyosaki mentions that an asset is something that delivers positive cash flow and hence a house is not an asset if you are living in it. If it is rented, it’s altogether a different matter....