Is your home an asset or a liability? Looking past the Rich Dad Poor Dad soundbite at rent vs buy, valuation assumptions, ‘forced saving’, and when owning a house actually pays off.

From early tribes to modern nations, a look at how societies form, the incentives and constraints they place on individuals, and where individual choice runs up against social norms.

The start of this blog: why I’m writing again and what to expect, on product, tech, economics, personal finance and whatever else catches my interest.